Welcome to the Budget App! Here's how you can use it:
Set Start Date and Projection Length: Use the form to set your
budget start date and how many months you want to project.
Update Account Balance: Enter your current checking account balance
and optionally name your account.
Add Bills/Expenses: Use the "Add Bill/Expense" form to input recurring
monthly expenses.
Add Adhoc Expenses: Use the "Add Adhoc Expense" form for one-time expenses
on specific dates.
Add Income: Use the "Add Income" form to input your income sources and
their frequencies.
View Running Budget (Checking): The "Running Budget (Checking)" table shows
daily net changes for your main account.
Track Debt: Use the "Add Debt/Credit Account" form to track your debts.
Enter the creditor name, type, balance, APR, and payment amounts. The app calculates
estimated payoff time for credit cards based on your actual payments.
Debt Summary: View your total debt, minimum and actual payments,
weighted average interest rate, and estimated debt-free date in the summary panel.
Sort Debt Table: Click column headers in the debt table to sort by
name, type, balance, APR, payments, or payoff time.
Edit Entries: Use the edit (pencil) icons to modify entries or the trash
icons to delete them.
Export/Import Data: Use the "Menu" to export or import your JSON data.
Tip: Export regularly as a backup! Debt entries are included in exports.
Reset Data: Use the "Reset Data" option to clear all data and start fresh.
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✨ Guide Me — Budget Setup Wizard
Let's set up your budget
Start with the basics — when should your budget begin, and what account are we working with?
Add each source of income — your paycheck, side gig, freelance work, anything regular.
What do you owe?
Track your debts here — credit cards, car loans, student loans, mortgage, medical bills, anything. The more detail you provide now, the easier the next step will be.
These are your recurring monthly expenses — rent, utilities, subscriptions, loan payments. You can link a bill directly to a debt account so the payment amount stays in sync.
Any one-time income or expenses coming up?
Think about things outside your normal monthly cycle — a tax refund, a birthday check, concert tickets, or a big purchase you're planning.